What is insurance?
In fact, it is very simple, as long as you understand the following seven words, you know the significance and value of insurance:
1. Come
Why buy insurance? Because we face three major risks:
Illness (uninvited)
Unexpected (sudden)
Old age care (coming as scheduled)
Step 2 Watch
In the face of serious illness, you have two choices:
Open the passbook to see the balance
Open the policy to see the amount covered
3. Security
Preserve the ability to create wealth in the future and compensate for the economic losses caused by the risk of unexpected diseases.
Keep the money you earned in the past and have a certain, controlled, and exclusive cash flow for the unknown future.
4. Mistakes
Serious illness insurance is not wrong, although not everyone will 100% get serious illness, but it will be 100% expensive;
Accident insurance will not be wrong to buy, no matter in and out, there are your love to accompany the family;
Pension insurance will not be wrong to buy, who will be old, long life is the biggest risk.
Step 5 Get lucky
No insurance + risk = misfortune
Insurance + risk = happiness
No insurance + no risk = luck
Insurance + no risk = luck
6. Risk
There's no insurance you can't afford
Only risks you can't afford
There is no risk in life with insurance
7. Disgust
It was too expensive when I bought it
It's annoying to hand them over
Use it too little
No wonder some people say about insurance:
From the economic point of view, insurance is a scientific and reasonable financial arrangement;
From a risk perspective, insurance is a smart measure of risk management;
From the individual's point of view, insurance is a powerful aid to share responsibility;
From the family's point of view, insurance is to make life safe umbrella;
From the social point of view, insurance is the stabilizer of production and life.
What does insurance solve?
In fact, to say the value of insurance is to help us solve three things in life:
First, nothing: safe, can be used as a pension, value preservation, people in the money is also in!
Second, the little things: accidentally bump, cat scratch dog bite, headache and cold, there is a place to reimburse, warm heart and lungs!
Third, the big thing: Unfortunately had a serious illness, accidental disability, early death, you can also use a small broad, with a bohundred, in the snow!
Insurance is to use today's money to plan tomorrow's life, choose a suitable insurance, you can be a solid backing, whether it is an accident or illness, can reduce the loss of the family economy, maintain the original quality of life, maintain your dignity.
Reasonable life insurance can use scientific methods to transfer the risks of our lives to insurance companies!
No wonder some people say that insurance has 10 great values:
1, sick people have medical - insurance to make people sick, life is not discounted.
2, the old have support - insurance to ensure that life in old age is comfortable.
3, love continues - insurance is a guarantee for the continuation of affection and love.
4, child protection - insurance for children's education planning and growth escort.
5, strong dependence - insurance exemption from worries, strive to achieve career.
6, parents have to provide - drinking water to consider the source of parents, life insurance to raise parents.
7, disability - accidents, diseases caused by disability, insurance to protect self-dignity.
8, money accumulation - value-added protection and safety.
9, the production of insurance - insurance and wealth.
Wealth has commitment - accumulate a lifetime of wealth, no regrets to benefit relatives.
How many insurance policies are you short of?
Our life is like a ray, starting from 0 years old, no matter how long the road, will eventually be old. Our life can be divided into three periods: the period of education, the period of struggle and the period of retirement.
During the education period and the retirement period, we basically have no income or less income. Only the period of struggle between the ages of 22 and 60 is our income line.
So, we have only been making money for about 38 years. During this time, we will continue to accomplish the important things in life. For example, buy a house, buy a car, start a business, start a family, have children, support parents and so on.
From being single to getting married and having children, from raising children to facing the problems of pension and inheritance, this is the inevitable life course of each of us. In this course, there are seven insurance policies indispensable, just like fuel, rice, oil, salt, sauce, vinegar and tea, so that our life becomes perfect:
1. An accident insurance policy, like salt, has little weight and little taste.
2. A serious illness insurance policy is like rice, without which life is impossible.
3. Medical insurance policy, like sauce, brings out a delicious and good life.
4. Life insurance policies, like firewood, are needed by many people.
5. Children's growth insurance policy, like vinegar, brings out the good taste of life.
6. An endowment insurance policy is like oil to nourish your life.
7. Wealth enhancement policy, like tea, leisurely leisurely.
Insurance makes life easy for you. With the backing of suitable commercial insurance, we can obtain more security, and we can freely choose our own career without hesitation, and seize every opportunity to develop our talents.
Insurance will keep you in good health. Early preparation and early investment when young, old age can be worriedly, spend a "sunset infinitely good" old age, retirement days can live with dignity.
Insurance makes you sick with dignity. When a serious illness comes, many people cannot afford the high medical bills even if they are deeply in debt. Once a wealthy family, but also because of a serious illness depleted savings. With insurance to fill the huge medical expenses hole, you can avoid the days after the recovery of the family penniless.
Insurance allows you to walk freely. The open-minded man is not afraid of death, but his family may thus fall into the endless pain of losing loved ones and the embarrassment of losing dependence. For the people you love around you, you should also take out an insurance and assume responsibility for them.
No wonder some people say that if you talk about the true meaning of insurance, it is: if you are well, I will spare the tire to be old. If you're not good, I'm a lifesaver.